Multi-prets hypotheques Chartered real estate Broker

READY for the challenge? Are you interested in a new career?

The mortgage brokerage industry is experiencing tremendous growth. At this time, only 1 out of 4 people deals with a broker to get the best mortgage solution for them. It is up to you to jump in and seize the opportunity!



To make a successful career in the mortgage financing area, you must obtain a mortgage broker licence which is issued by the Organisme d'autoreglementation du courtage immobilier du Québec (OACIA). To review the list of certified education centers offering the real estate agent program,

• Click here

There is no exception to this prerequisite, as it is required by law.

Role

Your role is to guide your clients throughout the mortgage process. You will analyze their needs and advise them on the most adapted product for their situation. Then, you must negotiate the mortgage loans on behalf of your client with our various financial institutions. Your role is to obtain the best product at the best conditions possible.

Tasks

As a mortgage broker, your day will be diversified and you must be ready to multitask. In fact, you're about to start your own business: YOURNAME.INC. As a mortgage broker, you will work independently and manage your own business. The key to success is business development.. You'll need to do prospect clients by attending various events, by advertising and by getting involved in your community. The new social networks are also a good way to promote your services. Your success will depend as well on the business relationships you will develop with people from different spheres. You must promote yourself to get referrals which are essentials to your success!

You will have to :

1. Develop your clientele.
2. Meet with potential clients.
   • Analyze their needs.
   • Help select the mortgage product adapted to their profile.
3. Manage the mortgage process.
4. Negotiate the client's file with the lender.
5. Update your market knowledge by participating in continuous education programs.

During your first year, 90% of your efforts will go towards developing your clientele. You will need to be fully committed to reach your objectives.

Self employed

As a mortgage broker, you will be 'self employed' and you will benefit from several advantages:

• Be your own boss.
• The flexibility to organize your schedule
• Uncapped income.
• Freedom
• Possibility of deducting expenses related to your mortgage broker activity.
• Corporate support that makes it all possible.
• Relationship Marketing.
• No office or affiliation expenses.

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