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Mortgage Calculators
From tenant to home owner
How much can I borrow?
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Today's Rates
SEPT
22010
| Term | Posted rates |  |
| Variable | 2.75 %* | 2.10 % |
| 1 year | 4.30 % | 2.44 % |
| 3 years | 4.65 % | 3.45 % |
| 5 years | 5.49 % | 3.74 % |
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Your credit report
When you fill out a credit application from a bank, store (Zellers, Brault et Martineau,
...) or credit card company, the information is forwarded to a credit bureau. These businesses provide the credit bureau, on a regular basis, with a record of your past borrowing and payment history as well as up to date information about late payments or going over your credit limit.
The information received from your lenders constitutes your credit history and will determine your credit score.
The scoring system varies from 300 to 900 and lenders use it to determine whether you can get credit and at which interest rate.
All consumers should review their credit report from time to time.
Pay attention to numerous credit applications as it will significantly reduce your score.
Discuss it with a mortgage consultant.