Multi-prets hypotheques Chartered real estate Broker

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Today's Rates

SEPT

2
2010
Term Posted rates
Variable 2.75 %* 2.10 %
1 year 4.30 % 2.44 %
3 years 4.65 % 3.45 %
5 years 5.49 % 3.74 %
*Represents the Prime Rate. Some conditions apply, subject to change without prior notice.

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Multi-Prêts is your one stop shop giving you access to more than 20 financial institutions.

Buying a property when you are self-employed

You are self employed, your business is running fine and you are proud to be your own boss. However, your entourage is leading you to believe it will make it rather difficult to obtain the financing to purchase your new property. Your Multi-Prêts' mortgage consultant could very well be the solution to achieving your project.

Thanks to our partnerships with over 20 financial institutions, your Multi-Prets consultant can offer you a wide variety of outstanding mortgage products including a range of specially designed products which address the particular conditions of self-employed workers.

In fact, you might not even have to disclose any company financial statements. Less paperwork, less forms to fill! When communicating with one of our consultants, you might be able to obtain a mortgage approval based upon your previous personal credit records and not necessarily based upon your company records.

In addition, it is possible for you to become the owner of a property by putting down a mere 10% down payment.

Refinancing your mortgage when you are self-employed…



For fiscal purposes, self-employed or independent workers are financially considered as being non salaried people working for themselves. As a result, if you wish to refinance your property to increase the mortgage amount, undertake some renovations, consolidate debts or cover other personal or professional expenses, being in business with Multi-Prets could help make things much more simple.

Thanks to the wide range of specialized mortgage products being offered, you will indeed find the actual mortgage which meets your personal requirements and situation amongst the numerous products that our partner financial institutions - over 20 established ones - provide

In addition, our consultants are with you every step of the way until transaction completion. No need to worry about the approval process and possibly no need to even provide any financial statements, which means less papers and forms to fill-in. When dealing with our consultants, you may obtain a mortgage approval based only upon your previous personal credit records* and not necessarily on those of your business.

Besides, you may refinance your property up to 90% of its current market value!