Compare and choose what's right for you.

The best rates and the best mortgage conditions

Today's rates Multi-Prêts

As of December 08, 2016

Posted rates
2.29% 1 year Fixed closed Posted rates3.6%
2.34% 3 years Fixed closed Posted rates4.35%
2.44% 5 years Fixed closed Posted rates5.14%
2.2% 5 years variable Variable Posted rates2.7%
*Some conditions apply. Subject to change without prior notice.

What is the best rate for you?

Analyze your options

Choose while considering your payment capacity and your risk tolerance.

Fixed residential rate

This rate will stay the same over the course of your term regardless of market fluctuations. Fixed rate mortgages can be open or closed.

Closed fixed rate Best if:
  • If you believe that interest rates will rise - you will be protected against an increase.
  • If you have a low threshold of tolerance for market fluctuation.
  • If you prefer to have the same payment over the course of your term.
  • If you don't intend to make any or very few prepayments of your mortgage principle.
  • If you don't plan to sell your home in the near future.
Term Posted rate Multi-Prêts
1 year 3.6% 2.29%
2 years 3.95% 2.14%
3 years 4.35% 2.34%
4 years 4.89% 2.44%
5 years 5.14% 2.44%
6 years 5.14% 2.99%
7 years 6.39% 3.09%
10 years 6.75% 3.69%
Open fixed rate Best if:
  • If you plan to sell your home in the near future.
  • If you intend to make prepayments of more than 20% of your mortgage principle.
  • If you prefer to have the same payment over the course of your term.
Term Posted rate Multi-Prêts
1 year open 6.3% 6%
Conditions to be comfortable with More about mortgage rates and conditions
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