The best rates and the best mortgage conditions

Today's Multi-Prêts mortgage rates

2.39% 1 year Fixed closed Posted Rates3.6%

2.25% 3 years Fixed closed Posted Rates4.35%

2.39% 5 years Fixed closed Posted Rates4.74%

1.95% 5 years variable Variable Posted Rates2.7%

*Some conditions apply. Subject to change without prior notice.

Choose while considering your payment capacity and your risk tolerance.

This rate will stay the same over the course of your term regardless of market fluctuations. Fixed Rate Mortgages can be open or closed.

Best if:

If you believe that interest rates will rise - you will be protected against an increase.
If you have a low threshold of tolerance for market fluctuation.
If you prefer to have the same payment over the course of your term.
If you don't intend to make any or very few prepayments of your mortgage principle.
If you don't plan to sell your home in the near future.

Best if:

Term	Posted rate	Multi-Prêts

Your payment is fixed for the chosen term and you rate will fluctuate with the market's variations.

Best if:

If you believe that interest rates will drop, and you can enjoy that benefit.
If you have a high threshold of tolerance for market fluctuation.
If you have the ability to absorb an increase in your payments in the event of a rate hike.

Term	Posted rate	Multi-Prêts
5 years variable	2.7%	1.95%

Conditions to be comfortable with More about mortgage rates and conditions