Articles for first-time buyers

Never purchased a home before? Worried about getting approved for a mortgage? Wondering how to dot the i's and cross the t's? The answers are here. 

couple getting is online mortgage pre-qualification Online Mortgage Pre-qualification: Now Available! March 2 2017 | by Denis Doucet With Multi-Prêts’ new online mortgage pre-qualification, it’s never been easier and faster to find out how much you can afford to borrow to purchase your next home! With a few clicks, answer a couple of questions and that’s it! If you pre-qualify, you’ll receive your personalized certificate by email in a matter of minutes, with the maximum amount you’ll be able to finance to buy your dream home. couple moving into their home Using RRSPs to buy your first home through the HBP January 25 2017 | by Denis Doucet The concept is genius and packs a real punch: borrowing your own money to purchase your first property! Now, how do you come up with the minimum down payment required (5% of the total value of the purchase)? Personal Savings, Investments or ... how about an RRSP! That in mind, here’s an overview of a program designed to help you come up with that 5% down payment  the Home Buyers' Plan (HBP). Newcomer's Family Newcomers to Canada and their first homes December 20 2016 | by Fabien Major Have you recently moved to Canada and are dreaming about buying your first home? Here are some tips that will come in handy! couple shopping home online Tips and tricks: The top 5 websites to find your next house October 28 2016 | by Multi-Prêts Hypothèques You could rent a helicopter and travel around the province two or three times, but there is an easier (and less expensive way!) to find the perfect neighborhood and the luxury home of your dreams. Here are our top websites. black board and books How can you reconcile student debt and a mortgage? September 28 2016 | by Denis Doucet Many millennials who are looking to get their first mortgages are also facing student loan repayments. How can you reconcile both? Is it better to pay off your student loans first before buying your first home? Or should you reduce your debt payments and start investing in your RRSPs? Walk Score unveils the most walkable neighborhoods September 28 2016 | by Multi-Prêts Hypothèques Founded in 2007 by Mike Mathieu and Matt Lerner, Walk Score evaluates the walkability of various properties and cities across the United States, Canada and Australia. The scores that are attributed prove to be exceptionally useful for people looking to live in areas where walkability, access to public transit, better commutes and proximity to services is key. With Condos – do your homework before buying August 26 2016 | by Denis Doucet The condominium concept is synonymous with the term collective responsibility and interests. Buying a condo means you also share assets with the other owners. This includes any cost obligations as well – which can surprise a new owner if they are not fully prepared before signing your promise to purchase. On the road to buying a condo August 26 2016 | by Denis Doucet Here are 4 important steps to help ensure the odds are always in your favor when buying your future condo. Buying a condo: take the righ approach August 26 2016 | by Denis Doucet In recent years the condominium or condo market has been exploding in popularity. Affordability, low maintenance, and the thought of an easy no nonsense condo lifestyle are attracting prospective buyers in record numbers. However, when it comes to taking the big step of condo ownership, it’s better to be safe than sorry. house with flower box Are the suburbs really less expensive? August 18 2016 | by Denis Doucet The choice of buying a home in the city or suburbs is based on personal aspirations; however, some factors need to be taken into account before making such a significant purchase.