You have questions? We have the answers.

Here are our most frequently asked questions.

What are the advantages of owning vs renting?
How can I lower my amortization period and my interest fees?
What is a cash back?
How can I save on my mortgage?
Variable rate or fixed rate mortgage? Which option is best for me?
Will a bankruptcy hinder my capacity to get a mortgage?
What are the advantages of consolidating my debts through a mortgage refinancing?
Can I get approved on a mortgage for buying and/or renovating a home?
Why should I subscribe to a mortgage insurance?
What is the CMHC?
Who do the Multi-Prêts mortgage brokers work for?
How long has Multi-Prêts been in business?
How does Multi-Prêts protect my personal information when I submit an online request?
What is the Multi-Prêts privacy policy?
Why can a mortgage broker get a better interest rate than I can at my own bank?
What are the fees charged by a mortgage broker?
For what type of property can I apply for a mortgage through Multi-Prêts?
How much can I borrow?
What conditions should be met to start the mortgage process?
What is the down payment required to buy a property?
Where can I find the funds for my down payment?
May I use funds received as a gift as down payment?
How can I use my RRSP to buy my first home?
What other expenses should I anticipate before buying a property?
Can I get pre-approved for a loan even before I have found the property I wish to buy?
What will be my mortgage payments?
What does a mortgage broker do?
What can a Multi-Prêts mortgage broker do for me?
What services can I get with Multi-Prêts?
If I have further questions that are not dealt with in the FAQs pages, who should I contact?