Renting vs buying a property

Transform your home to your taste, your lifestyle, your heart's desire. 

• Renovate the interior or exterior
• Add an extension
• Add energy-saving equipment (thermopump, etc.)
• Landscape
• Add a deck
• Install a pool
• Enjoy more privacy

When you own the property, you don't have to move when a member of the owner's family decides they want to move in

• Rent goes on forever. Have you had enough of rent hikes?
• Once you've paid off your mortgage, you can use your money to pay for other projects.

• A home increases in value over time.
• You establish a family estate..
• It has tax advantages.

We all need to start somewhere. A starter home can bring you one step closer to the house of your dreams. Baby steps can lead to big things whether it's a bigger house or to finance a project you've always dreamed of doing.

Remember, you can leverage the value of your property to:

• Start that dream project
• Make investments
• Buy a second home
• Finance a larger property
• And much more.

As an owner, you'll see lifetime advantages. Rent is simply an expense, nothing more.

• You are responsible for maintaining your property. When the roof leaks, you have to fix it. You have to be sure you have the time and money to do that.
• Property ownership is a long term financial commitment, and you need a downpayment to become a property owner.
• It's a long-term investment; the value of your property doesn't usually increase much in the first few years.
• n the short term, popular central locations are more accessible and less expensive as a renter. (monthly payments are higher than a rent)
• Picking up and leaving becomes more difficult. It's a lot more complicated to sell a house than ending a lease.