Articles for first-time buyers

Never purchased a home before? Worried about getting approved for a mortgage? Wondering how to dot the i's and cross the t's? The answers are here. 

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A step-by-step guide for first-time home buyers

November 22 2019 | by Multi-Prêts Hypothèques, in collaboration with National Bank Buying your first house is an important life step. To help you prepare, we've listed nine key steps to buying your first property.
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Two new incentives to buy your first home

September 19 2019 | by Multi-Prêts Hypothèques Do you dream of becoming a homeowner? The Canadian government has implemented several measures to support first-time home buyers.
Property tax

First-time home buyers: Have you thought about property tax?

June 18 2019 | by Multi-Prêts Hypothèques After months of hunting, you've finally found your dream home. Congratulations! But before making an offer, have you looked into how much the property taxes are in the municipality where it's located?
Rent or buy?

Rent or buy?

February 21 2019 | by Multi-Prêts Hypothèques For many, the start of spring means deciding whether or not to move. The dream of owning a home is sometimes an important element in that decision. What are the pros and cons of renting and buying? How do you know which is right for you?
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How to prepare for a mortgage application

September 21 2018 | by Multi-Prêts Hypothèques A few tips to help you enjoy your new home faster!
couple

Buying a property: follow the guide!

May 7 2018 | by Denis Doucet Buying a home is one of the most important decisions you’ll make in your lifetime. Asking yourself the right questions to make the best decisions along your homeownership journey is key to maximizing your investment.
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What is a mortgage loan insurance?

February 22 2018 | by Multi-Prêts Hypothèques A wise choice to face life’s hazards
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Buying your first property: A journey into the unknown

February 15 2018 | by Denis Doucet The offer has been accepted? Great! Now's the time to investigate and ensure that you're getting the deal you think you are. There are two aspects: inspection and verification.
couple moving into their home

Using RRSPs to buy your first home through the HBP

January 25 2018 | by Multi-Prêts Hypothèques The concept is genius and packs a real punch: borrowing your own money to purchase your first property! Now, how do you come up with the minimum down payment required (5% of the total value of the purchase)? Personal Savings, Investments or ... how about an RRSP! That in mind, here’s an overview of a program designed to help you come up with that 5% down payment  the Home Buyers' Plan (HBP).
couple moving in their new home

Tax benefits when purchasing your first home

January 24 2018 | by Multi-Prêts Hypothèques We often talk about all the expenses, especially the unforeseen ones, that come with the purchase of a first home, but it’s also important to bring up the advantages.