Articles for first-time buyers

Never purchased a home before? Worried about getting approved for a mortgage? Wondering how to dot the i's and cross the t's? The answers are here. 

couple moving into their home

Using RRSPs to buy your first home through the HBP

October 25 2020 | by Multi-Prêts Hypothèques The concept is genius and packs a real punch: borrowing your own money to purchase your first property! Now, how do you come up with the minimum down payment required (5% of the total value of the purchase)? Personal Savings, Investments or ... how about an RRSP! That in mind, here’s an overview of a program designed to help you come up with that 5% down payment  the Home Buyers' Plan (HBP).

How to prepare for a mortgage application

September 21 2020 | by Multi-Prêts Hypothèques A few tips to help you enjoy your new home faster!
Father walking beside kid on a scooter, on a suburb sidewalk - City or Suburb : The pros and cons - Multi-Prêts Hypothèques

City or suburb: The pros and cons

July 7 2020 | by Audrey Gilbert Not sure whether to settle in the city or suburbs? Read our new blog post to figure out which one is right for you.
Couple qui visite une maison

How to become a homeowner in a seller’s market

February 21 2020 | by Multi-Prêts Hypothèques Depuis quelques années, le marché immobilier québécois est un marché de vendeurs. En effet, la rareté des propriétés disponibles et le grand nombre d’acheteurs potentiels donnent l’avantage aux vendeurs. La demande étant plus forte, ces derniers ont le loisir d’augmenter le prix de vente de leur résidence, ce qui peut causer bien des maux de tête aux futurs propriétaires.
couple getting is online mortgage pre-qualification

Why a mortgage pre-qualification ?

December 16 2019 | by Multi-Prêts Hypothèques With Multi-Prêts’ new online mortgage pre-qualification, it’s never been easier and faster to find out how much you can afford to borrow to purchase your next home! With a few clicks, answer a couple of questions and that’s it! If you pre-qualify, you’ll receive your personalized certificate by email in a matter of minutes, with the maximum amount you’ll be able to finance to buy your dream home.
couple painting a wal

A step-by-step guide for first-time home buyers

November 22 2019 | by Multi-Prêts Hypothèques, in collaboration with National Bank Buying your first house is an important life step. To help you prepare, we've listed nine key steps to buying your first property.
Dad reading in bed

Two new incentives to buy your first home

September 19 2019 | by Multi-Prêts Hypothèques Do you dream of becoming a homeowner? The Canadian government has implemented several measures to support first-time home buyers.
Property tax

First-time home buyers: Have you thought about property tax?

June 18 2019 | by Multi-Prêts Hypothèques After months of hunting, you've finally found your dream home. Congratulations! But before making an offer, have you looked into how much the property taxes are in the municipality where it's located?
Rent or buy?

Rent or buy?

February 21 2019 | by Multi-Prêts Hypothèques For many, the start of spring means deciding whether or not to move. The dream of owning a home is sometimes an important element in that decision. What are the pros and cons of renting and buying? How do you know which is right for you?

Buying a property: follow the guide!

May 7 2018 | by Denis Doucet Buying a home is one of the most important decisions you’ll make in your lifetime. Asking yourself the right questions to make the best decisions along your homeownership journey is key to maximizing your investment.