We can hand you the keys to owning a property
Cindy Legault - Mortgage Broker in Montréal for Multi-Prêts

Cindy Legault

Mortgage Broker

(514) 298-2529
3737, boulevard Crémazie Est bureau 502 Montréal, QC H1Z 2K4
Regions served
  • French
  • English

Renting vs buying a property

Are you hesitating on becoming a homeowner? Perhaps you need to take a closer look at the advantages. Yes, there are challenges that cannot be ignored too. Let's take a look. Compared to renting, there are many advantages to buying, the most important being that you're investing in capital for about the same price as rent. Instead of paying monthly rent, which offers no return on investment, buying a home offers returns. Plus, once your mortgage is paid off, you will no longer have to pay for housing, with the exception of municipal and school taxes. You'll be able to enjoy your retirement.

The advantages of ownership

It belongs to you
A mortgage isn't forever
Home equity means long-term financial benefits
Leverage your first home
It's like having a forced savings plan

Tempted yet? 

Talk to us. We can help you find a property for the same price you pay in rent. Don't believe us? Let your numbers do the talking!

Get your maximum loan in 5 minutes

The "cons" of ownership

It's not a question of money

Apply for a mortgage

Use your RRSP's to become a homeowner!

Have RRSP's and want to become an owner? Take advantage of the federal Home Buyer's Plan (HBP) allowing you to withdraw up to $25,000 to buy your first property, tax-free. Find out more about HBP here.

How much can I afford? Do the math


First experience
Your borrowing capacity
Am I the best person to negotiate my mortgage?
The credit score