Une chronique d’opinion publié dans Le Devoir par Gérard Bérubé Que penser de l’hypothèque inversée ? | Le Devoir fait état d’un inconfort de répondants d’un sondage à aller puiser dans la valeur de leur propriété pour augmenter leurs revenus.
“42% of respondents say they feel somewhat uncomfortable with the idea of tapping into their home equity to increase their income or standard of living.”
“This amount, which constitutes a loan, is tax-free and does not affect the Guaranteed Income Supplement or other payments from public pension plans.”
How does a reverse mortgage work?
Here are a few tools to help you get started in the residential real estate market.
- First, calculate the financial benefits of buying to convince yourself that it’s the right decision for you- Rent or Buy—Multi-Prêts Mortgages (multi-prets.com)
- Understand the tax benefits for first-time homebuyers- Tax benefits when buying your first home – Multi-Prêts Hypothèques (multi-prets.com)
- Prepare Your Down Payment – Down Payment for Buying a Home – Multi-Prêts Mortgages (multi-prets.com)
- Call Your Mortgage Broker – The Benefits of Working with a Mortgage Broker When Buying Your First Home – Multi-Prêts Mortgages (multi-prets.com)
A mortgage broker is your best ally when buying a home.
When you’re racking your brain trying to find the best rate and terms on the market, contact your mortgage broker right away. First, they’re a professional regulated by the Financial Markets Authority; second, they work exclusively in your best interest; and third, they can find a solution from among more than 200 different mortgage products.
If you’re unsure which direction to take regarding your mortgage solution and your stress about buying a home is mounting, a single phone call or email could save you thousands of dollars in interest and significantly reduce your stress during the home-buying process.
Find a mortgage broker – Multi-Prêts Hypothèques (multi-prets.com)