A mortgage you can call your own.
For a home buyer, there is no question that shopping for a mortgage can be somewhat overwhelming. Fixed, variable, open, closed, amortisation, shorter terms, longer terms, HELOC, high ratio, conventional, reversed… etc.
The list of common terminology goes on and on. There are hundreds of combinations that can be enough to make your head spin if you are shopping for a mortgage.
So how do you determine which mortgage is right for you?
There are generally two ways to get a mortgage in Quebec: From a bank or from a licensed mortgage professional.
While a bank only offers exclusively the products from their institution, licensed mortgage professionals offer a multitude of products from different lenders.
As a mortgage broker, my mission is to offer to my clients the best mortgage products available on the market and the best rates. My job is far more than to find a rate. My clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
My clients include Newcomers, workers with work permit, bad credit, self-employed, part time income employees, first-time buyers or experienced buyers with excellent credit.
Knowledge is power
You now have a game plan