Our articles: a wealth of information
We have but one purpose: to help you gain a better understanding of the real estate buying process, and be the best property owner you can be. Whether you’re buying your very first property, or you already have experience, we’re here for you. We’ll give you the facts, and offer solutions according to your needs: we have no hidden agenda. Our only purpose is to serve your interests!
Different generations, different mortgages
In this article: Simon: A young professional looking to buy his first property Fabienne and Normand: Realizing a long-time dream Andrée and Roger: Securing the means for urgent repairs A solution to suit your situation Most home buyers take out a mortgage when they purchase a property. However, mortgage needs aren’t necessarily the same for […]
How to choose a credit card
In this article Credit limit Annual fees Interest rate Credit balance insurance A credit card that’s right for you Credit cards have multiple uses. They’re great for making online purchases, they let you borrow money to obtain all kinds of goods and services, and they come in handy when things unexpectedly go south. When properly […]
Christmas trees: how to choose and decorate them
by Multi-Prêts Mortgages What you’ll learn Will you choose a natural or an artificial tree? Which decorating trend will you choose for your tree? How to decorate without compromising your fireplace’s safety. Choosing a tree: artificial or natural? Natural and artificial trees each have their advantages; the choice really comes down to your needs […]
Snow removal: Shovel, carport, snowblower, or snowplow?
Love it or hate it, snow is a fundamental aspect of winter in Quebec. In addition to covering the ground like a beautiful white blanket, it allows us to enjoy a whole host of outdoor activities. However, too much snow can make it difficult to access your property. Fortunately, when it comes to snow removal, […]
Renewing your mortgage early
In this article: Reasons to renew your mortgage early The consequences of an early renewal Two strategies to minimize the consequences of an early renewal Do the math Interest rates, instalment amounts, payment frequency . . . Mortgages come with many conditions. You can renegotiate them at the end of your term, which is typically between six months […]
How to save when renovating
by Multi-Prêts Mortgages What you’ll learn Planning Tools and materials Other tips to help you save Programs and tax credits Looking to save when renovating or redesigning your property? Obviously, relying on your own handyman instincts rather than using a professional is a good way to cut costs, but it may come back to haunt […]
Home equity line of credit: What you need to know
by Denis Doucet What you’ll learn The pros and cons of a home equity line of credit What conditions you need to fulfill to obtain this financial solution The dangers of a home equity line of credit A home equity line of credit is a mortgage product that can come in very handy, thanks in part […]
How to teach your children financial literacy
In collaboration with the Introducing your children to financial literacy is one of the best gifts you can give them. With a solid foundation in money management, they’ll find it easier to handle their finances as adults and avoid the pitfalls of too much debt. The sooner the better You don’t have to wait until […]
The impact of the succession on heirs
In this article Accepting or refusing a succession The role of the liquidator If the deceased owned property Succession and tax The loss of a loved one can be a very difficult period. In addition to grieving, you have to make a number of decisions that may have a significant impact on both your loved […]
Preparing your home for back to school
Thinking about creating a homework area or a study room? Discover design tips for parents of both younger and older students!