You only need one mortgage. The best one.

And that’s what your broker intends for you.

We’re here to simplify your life

• Ready to buy your home?
• Refinancing and renewal solutions
• Our rates: the best rates and the best mortgage conditions
• The advantages of working with a broker
• NEW – Find more about our insurance programs!

Known and respected, we are unrivaled when it comes to negotiating mortgage terms. All our clients can attest to that. Something many people don’t know, is that we’re also here to take you through the process.

Future owner

Acquiring a property is a long-term project that needs careful planning. You want to get it right the first time, and a broker can help. Take advantage of a broker’s knowledge to make the right decisions throughout the process of buying.

• Weigh the pros and cons, and decide whether you want to be a tenant or an owner
• Establish your budget so you can focus your search on a property you can afford
• Determine your downpayment and save as much as you can
• Negotiate the best mortgage for your situation
• Calculate all costs associated with the purchase of a property
• Get pre-approved

When it comes time to make your mortgage application, the more you know how the system works, the more you can benefit. Work on your application with one of our brokers to save time and money.

A broker is your best ally, for rates and conditions. They’ll never pull the wool over your eyes, like forgetting to tell you about mortgage closing costs. 

Financial institutions are good at keeping you captive. That’s the secret of their success. Your broker’s only purpose is to get you the best mortgage. We only have one interest top-of-mind: yours.

Choose your mortgage

Keep in mind that mortgage is more than just a rate. Pay attention to mortgage conditions. 

Have a look at the First time homebuyer’s guide available through the OACIQ.

Already a property owner?

We’d like to see you keep it!

Already a property owner? Your broker can assist you in all your mortgage transactions. 

• Renewing your mortgage
• Renegotiating your mortgage
  • Refinancing your mortgage
  • Renovations
  • Debt consolidation
  • Investments
  • Buying a second home
  • Real estate investments
  • Other projects

Leverage the net value of your property

Your broker is a master at the art of getting you the best refinancing conditions so thaht you can capitalize on the net value of your home. We can help you liquidate some of your assets to give you a better financial cushion, invest in a pet project, or simply enjoy life to the fullest. It’s your choice!

• Renovate your home
• Finance your child’s education
• Contribute to your RRSP
• Travel
• Buy a second home
• Consolidate your debts
• Got back to school (career change)
• Pay off your credit cards and get a better rate
• Make better investments
• Take a year sabbatical
• Start a business
• Buy a vehicle or boat
• Invest in real estate
• Get started on a major project

Dreaming of buying a bigger house?

We can’t reiterate enough that we can get you the best rates and conditions for your new mortgage. However, we don’t have the experience to help you sell your home at the best price. We’ll leave that to real estate agents and services!

Because the perfect home needs the perfect insurance.

Get a quote