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Required Documents

In order to evaluate your financing application, certain documents may be requested by the lender. Here is a list of the documents most often required by different financial institutions.

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What documents do I need to apply for a mortgage?

Depending on your situation, the documents requested by the lending institution may vary. Please note that this list is not exhaustive, and that additional documents may be requested by the lender. Your Multi-Prêts broker will be able to explain the documents required to submit your application.

Proof of down payment

  • Gift letter with proof of deposit
  • Statement of account
  • Personal check for automated payment

Transaction agreement

  • Broker contract
  • Signed promise to purchase with all annexes
  • Property listing

If necessary: 

  • Septic tank compliance certificate 
  • Water quality certificate
  • Leases
  • Condo fees

In the case of a private sale:

  • Certificate of location
  • Leases
  • Municipal and property tax account information

Proof of income

Proof of income depends on whether you are employed or self-employed, for example.

Salaried employee

  • Letter of employment (date hired, gross salary and position)
  • Pay stub


  • Notice of assessment for the last two years
  • Federal and provincial income tax reports (T1 general) for the last two years

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