Our articles: a wealth of information
We have but one purpose: to help you gain a better understanding of the real estate buying process, and be the best property owner you can be. Whether you’re buying your very first property, or you already have experience, we’re here for you. We’ll give you the facts, and offer solutions according to your needs: we have no hidden agenda. Our only purpose is to serve your interests!
Choosing the right flooring
Whether you’re planning to renovate your home or build a new one, choosing a floor is an important step that can be complex. Here’s what you need to know before you start.
Tax benefits when purchasing your first home
by Multi-Prêts Mortgages What you’ll learn We often talk about all the expenses, especially the unforeseen ones, that come with the purchase of a first home, but it’s also important to bring up the advantages. Building an estate. No longer having to deal with a landlord who’s quick to cash checks, but much slower to fix […]
The tax-free FHSA, a new tool to help first-time buyers save for a down payment
In this article Prospective buyers will soon be able to rely on a new tool to help them save for a down payment. Although we do not yet know all of the rules surrounding the 2022 Federal budget’s flagship measure, here’s what we currently know about the tax-free First Home Savings Account (FHSA), which will […]
Safety starts at home: preventing and planning against fires
by Multi-Prêts Mortgages What you’ll learn When it comes to house fires, a momentary lapse of attention is all it takes for the unthinkable to occur. Having the right reflexes in a crisis could save your life, and the lives of those you hold dear. You should also read our article on ensuring a safe […]
What is the maximum amount you can borrow when buying a home?
by Multi-Prêts Mortgages What you’ll learn How much can I borrow? That’s something you’re probably wondering if you’re in the market for a new home. The answer to this question is extremely important because it directly affects the type of home or condo that you can get. Just be cautious about the maximum amount you […]
How to make a budget
When it comes to practising sound financial management, making a budget is essential. It can also help you pay off your debts faster and save for projects you care about.
How to develop healthy financial habits
by Multi-Prêts Mortgages What you’ll learn Better manage your credit card A credit card is an excellent tool if used wisely. With a little discipline, it becomes the best financial tool to create a good credit history, which allows you to take advantage of a better credit rating. Start by finding out which products your […]
A step-by-step guide for first-time home buyers
by Multi-Prêts Mortgages, in collaboration with National Bank What you’ll learn Day 1 – Make your budget Day 2 – Calculate your borrowing capacity Day 3 – Calculate additional expenses Day 4 – Get your mortgage pre-qualified Day 5 – Find your dream home Day 35 – Make a promise to purchase Day 45 – Get a mortgage Day 50 – Make two appointments with your notary Day 60 – Move in and […]
Programs available to first-time buyers
Do you dream of becoming a homeowner? For some, this dream feels unattainable in the current context.
Here’s an overview of the different programs and grants available.
How to effectively prepare your home before winter hits
by Nathalie Champoux What you’ll learn What you can do in and around your house to prepare before winter arrives? Here’s your maintenance checklist this fall to ensure your homestead is ready for winter Have you checked your roof? Winter is coming! To ensure your home withstands winter’s bite, make sure you’ve gone through your checklist […]