Refinancing

Happiness is Homemade!
Time to turn your dreams to reality? Capitalize on the net worth of your property by remortgaging it. Make your project come true. Refinance your mortgage and take advantage of leveraging your assets!
Optimize your mortgage conditions now!
And realize the projets you’ve been dreaming about
- Consolidate your debts
- Mortgage renewal: A matter of savings
- Get your cottage using your home equity
- A mortgage transfer can pay off
- Make your equity work for you in retirement
- Home equity line of credit.
- A great retirement can be yours
- Go ahead and get those renos done
- Programs and grants

What type of mortgage refinancing is right for you?
Home equity line of credit
An open mortgage that gives you financial liquidity by leveraging the value of your home.

Renegotiate your mortgage
A good idea if your mortgage is not suitable to your current reality, (there may be applicable cancellation fees.)
CHIP reverse mortgage
A great option if you want to convert your home equity into monthly cash payments you can spend now.
Speak with a broker. Call us at 1 800 798-7738
A whole lot of great reasons to refinance your mortgage
Capitalize on your home equity
Your property’s equity is calculated by taking the value of the property and subtracting the amount of your mortgage. The difference can be made available to you to finance projects, investments, or other dreams you want to fulfill.
- Renovations
- Travel
- Go back to school to open better career opportunities
- Start a business
- Take a sabbatical or retire
- Make an investment
- Invest in an RRSP

Even more reasons to refinance your mortgage
Reduce your interest rate
Are lower rates available? Take advantage – you’ll save a lot of money in the long-term, even if you have to pay penalties.
Consolidate your debts
Clean up your books! Consolidate all those debts with high interest rates (credit cards, car loan, personal lines of credit, and others) into a single payment with a low interest rate.
CHIP reverse mortgage
Enjoy your retirement: Borrow money against the value of your home. Learn more about reverse mortgage.
Getting approved for refinancing
How to qualify
Five elements that impact your refinancing approval.
- Household income
- Household debt
- The amount that you’d like to refinance
- Your credit rating
- The value of your property

The perfect house
deserves the perfect insurance
Get your perfect mortgage remotely
Information capsules
Have you ever thought about refinancing your mortgage?
Financial situation and refinancing